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expertise of brokers

Although there is absolutely legitimate brokers sometimes you doubt the competence of estate agents. The brokerage industry is indeed a licensed trade, which does assume a training and testing, but it is at medium or larger companies usually employees of independent to deal basis. These have their own Gewrbeschein like "agent address or the like.
are now trained in the rule but most of these employees also are these courses about how the male customers at the best makes you to sign. The real lack of competence or there is usually some degree of superficial knowledge, which always leads back to the customers are misinformed or incorrect.

why you should if you ask an estate agent, the professional qualifications of the employee that you care to question. It is best if you are dealing with a broker who has passed the brokers test itself.

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Detroit: Houses cost as much as a Coke

We learn from the U.S. housing crisis, all by astronomical If depreciation of the banks. But as the whole of reality and look for the people, of whom we learn very little. Which makes this article Detroit News so special:

impact of foreclosures: Houses go for $ 1 off

Detroit - For a dollar you get a large Coke at McDonald's, a used VHS tape at 7-Eleven or a house in Detroit.

The fact that a house was on the east side of town recently listed for $ 1 shows how much the housing market is in one of the poorest cities in the U.S. under pressure.

The sale price of the house may be an anomaly, but illustrates both the depth of the mortgage crisis in Detroit and the rapid decline of the houses in one of the most impoverished neighborhoods of the city.

The house, at 8111 Traverse Street, a few blocks from Detroit City Airport, was the most beautiful house of the block when it was purchased in November 2006 for $ 65,000, said neighbor Carl Upshaw. But the house was last summer, back to the bank, and it was not long until "the Geier arrived, "said Upshaw. "The wall paneling was the first thing that came off. Then they took the fence. Then she collapsed, and took everything with them. "

The company, which had been commissioned to manage the house and sell it, the Bearing Group barricaded the house with boards, only to see that the boards were stolen, to barricade to another, abandoned house nearby.

crooks ripped out the copper pipes, took the furniture and lamps and anything else of value, including the Küchenspühle.

"It makes no sense to throw the family," said Upshaw. "Once the people once away, they will lose the house in the area. "

On Tuesday the house was wide open. The doors leading into the kitchen and the basement were missing, and the windows on the front had been smashed. The grass grew up to chest height, and charred remains marked the spot was at the recently burned the garage. came

When the house in January for $ 1,100 in the market, it had no other prospects than the squatters who stayed there for maybe one night. Faced with a tax debt of $ 4000 and a high level of unpaid water bills, reduced the bank, which owned the property, the price to $ 1

The sale for $ 1 costs the bank $ 10,000

While a price of $ 1 is not unusual when property is transferred for legal reasons, it was Colpaert for Kent, the real estate agent, surprising and unsettling, it lists for $ 1 at various points.

"I've never seen a house that was listed for $ 1," Colpaert said.

"But it was hit hard, it's nurmehr a bowl."

On Tuesday, Realtor.com listed another house, a detached house and a vacant lot for every $ 1 in Detroit.

sales for a dollar, the financial Stemming from the mortgage crisis, said Anthony Viola of Realty Corp.. of America in Cleveland.

lenders that unqualified buyers during the peak of the subprime market gave loans now find themselves as owners of whole neighborhoods back empty, dilapidated houses.

"No one has much sympathy for these banks, the subprime lending," said Viola. "And in some cities like Cleveland, let the judges not on these estates sit -. They order them to demolish the houses or sell"

The bank, which had 8111 Traverse Street, was so desperate for the property to get rid of that they agreed $ 2.500 commission fee and pay another $ 1000 for the completion of the $ 1 sale, the bank also will pay $ 500 of the buyer's expense. There are also tax bill and water bill, and get rid of the house, the bank will cost about $ 10,000.

"It makes no sense to pay some neighborhoods continue to cost about costs," Colpaert said. "It may make more financial sense to give it away."

Buyer calls it an investment Colpaert

refused to name the name of the prospective buyer, because the business was not yet complete. The broker said the buyer had agreed to pay the full list price of $ 1 and plans to pay cash.

The buyer, a local woman sees the house as an investment and will not live there, Colpaert said, though it is uncertain how quickly the investment of $ 1 pays for the buyer. Replacing the installations of the house will cost ten thousand dollars, and the owner will have problems that deter looters stealing the improvements as soon as they are installed. The demolition costs $ 5,000, Colpaert said.

same time, the new owner $ 2,009 will have to pay 3900 property tax, unless they arraigns the decision.

While it is unusual is that homes are sold for a change, which most people find in their couch crack, sold some abandoned houses in Detroit for $ 100; empty land can be bought for $ 300.

"My 14-year-old son could buy a whole block in Detroit," said Ann Laciura of the Bearing Group.

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Mikhail Gorbachev over the Caucasus and the risks of geopolitical games

The last president of the USSR is considered a friend of the West, but even he finds in the Washington Post clear word for the events in the Caucasus. He points to a possible solution to the conflict and warned against further while the U.S., geopolitical Games:

A path to peace in Kaucasus

By Mikhail Gorbachev

Moscow - The events of the last week in South Ossetia have shocked everyone and torture. There are already thousands of people died, tens of thousands of refugees were to lie and towns and villages in ruins. Nothing can justify this loss of life and this destruction. This is a warning to all.

The roots of this tragedy lie in the decision of the separatist leaders of Georgia, 1991 South abolish Ossetian autonomy. This turned out to be a time bomb for Georgia's territorial integrity. Each time successive leaders tried their will - both in South Ossetia and in Abkhazia, where the problem of autonomy is the same - to impose by force, this situation only made worse. New wounds tore open old wounds.

Nevertheless, it was still possible to find a political solution. For some time, relative calm prevailed in South Ossetia. The peacekeeping force composed of Russians, Georgians and South Ossetians fulfilled its mission, and ordinary Ossetians and Georgians, the closely together live, at least found some common ground.

During all these years, Russia recognized Georgia's territorial integrity to continue. Clearly, the only way to solve the South Ossetian problem on the basis of peaceful means. In fact, there are a civilized world in general no other way.

The Georgian leadership violated this fundamental principle.

What in the night of 7 August happened is absolutely incomprehensible. The Georgian military attacked the South Ossetian capital Tshkihinvali with multiple rocket launchers, which are designed to devastate large areas. Russia had to respond. Accuse it of aggression against "small, defenseless Georgia" is not just hypocritical but shows a lack of humanity.

carry out a military assault against innocents was a brainless decision whose tragic consequences for thousands of people of different nationalities are now obvious. The Georgian leadership could support it only under the impression of a stronger power, and encouraged to be done. The Georgian army was trained by hundreds of American trainers and their sophisticated equipment was purchased in several countries. This, coupled with the promise of NATO membership, brought the Georgian leader to believe that they would like a blitzkrieg in South Ossetia.

In other words, Georgian President Mikheil Saakashvili expecting unconditional support from the West and the West gave him reason to believe that. Now that the Georgian attack was beaten back, both the Georgian government and its supporters to reconsider their positions.

The hostilities should be suspended as soon as possible and urgent steps must be taken to help the victims. It is equally important to consider a resolution of the underlying problem, which is one of the most painful and challenging the Caucasus - a region that should be approached with great caution. flared

When the problems in South Ossetia and Abkhazia, I suggested that they be solved through a federation that would secure the two republics, a high degree of independence. This proposal was rejected, particularly by the Georgians. The setting was changing slowly, but after this week, it will be much more difficult to find a compromise, even on such a basis.

old lawsuits are a heavy burden. The healing is a lengthy process that requires patience and dialogue, with the abandonment of violence as a prerequisite. It took decades to end similar conflicts in Europe and elsewhere, and other longer-term issues still smolder. In addition to patience, this situation calls for more wisdom.

The small nations of the Caucasus have a history of living together. It was shown that lasting peace is possible, that tolerance and cooperation can create conditions for a normal life and normal development. Nothing is more important than that

The leaders of the region need to recognize that. Instead of playing with the military muscle, they should strengthen their efforts building a foundation for a lasting peace dedicate.

In recent years, some Western nations relative positions, particularly in the Security Council of the UN, which were far from being balanced. In consequence, it was the Security Council unable to act even at the outbreak of this conflict effectively. While she is away the Caucasus, a region that is thousands of miles from the American continent, to an area of "national interest", the U.S. made a serious mistake. Of course, peace in the Caucasus is in everyone's interest. But a simple, common sense says that Russia there through a joint Geography and centuries of history is deeply rooted. Russia has no territorial expansion, but it has legitimate interests in this region.

The long-term objective of the international community might be to create a regional system of security and cooperation, the provocation and the sheer possibility of such a conflict makes this impossible. to create such a system would be a challenge and could be achieved with the cooperation of the countries of the region itself. Nations outside the region could perhaps help - but only if they receive a fair and objective position. One lesson of recent events is that geopolitical games are dangerous anywhere, not just in the Caucasus.